Business Insurance

At NICEIC and ELECSA Insurance Services we offer a range of flexible insurance solutions for contractors working more than 300 trades – from electricians, gas, and heating engineers, to renewable energy installers, and air conditioning engineers.

Get a quote 01132206627
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Electrical Contractors

Electrical contractors insurance protects against potential liability and defends your livelihood if the worst should happen.

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Plumbing, Heating, and Gas Engineers

Comprehensive, affordable liability insurance protects plumbing, heating, and gas engineers.

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Renewable Energy Installers

Specialist Insurance Cover for Renewable Energy Installers – Protection at the Right Price.

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Other Tradesmen and Tradeswomen

Comprehensive, affordable insurance cover protects contractors working in more than 300 trades.

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Non-Registered Electrical Contractors

Electrical contractors insurance protects against potential liability and defends your livelihood if the worst should happen.

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Non-Registered Tradesmen and Tradeswomen

Comprehensive, affordable insurance cover protects contractors working in more than 300 trades.

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Business Vehicles

If your van or other commercial vehicle is vital to your livelihood, protect it with affordable, van insurance.

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Business Premises

Whether you run your business from an office, a shop, a workshop, or any other kind of business premises, the right insurance is vital.

We understand your time is precious, so we want to make finding the right insurance easy.  In some cases you can simply buy the insurance you need online, in minutes.  But if you prefer, we are always on hand to help you work out what you need, and find the right cover.

NICEIC and ELECSA Insurance Services is a trading name of SME Insurance Services (SMEi) – a specialist insurance broker with many years’ experience in supporting small and medium sized businesses around the country.  All told SMEi currently provides insurance for 25,000 plus customers in the UK.

We specialise in offering simple, flexible insurance cover that helps protect your business. Whether you’re a sole trader, employ a handful of staff, or manage a larger business, we’ll help make sure you get the insurance that’s right for you.

Meanwhile, you’ll be free to focus on running and growing your business.

Types of Business Insurance from NICEIC and ELECSA Insurance Services

Every business faces its own risks and challenges, so there’s no one-size-fits-all insurance solution. At the same time, tradesmen insurance policies often contain similar types of cover features, so it’s important to look at the detail – particularly when it comes to working out what’s included in the cover.

That’s where we can help – listening to you and asking questions so we can offer advice on the cover you need. Based on that, our aim is always to provide tailored cover and explain what’s included, to make sure you understand what protection you have in place.

Our range of covers includes:

  • Public liability cover
  • Employers liability cover
  • Professional indemnity cover
  • Commercial premises cover
  • Commercial van and vehicle cover
  • Cover for tools, equipment, and materials
  • Corporate manslaughter cover
  • Efficacy cover
  • Goods in transit cover
  • Contract works cover
  • Own plant cover
  • Hired plant cover
  • Personal accident cover
  • Legal expenses
  • Property all risks
  • Income protection cover
Latest News

Electrical Contractors Insurance: Four Steps to Buying the Right Public Liability Cover

10th January 2018

For most electrical contractors, public liability insurance is a business essential. It offers vital protection in the event of injury or incident…

Certsure Announces New Relationship with SME Insurance Services

11th August 2017

Providing NICEIC and ELECSA Insurance Services to tradespeople in the UK

A Quick Guide to Insurance

20th July 2017

From Liability Protection to Motor and Property – Find out Which Types of Insurance you Might Need